Showing posts with label wants. Show all posts

Living Single: Monthly Update

Back in March I started talking about how I wanted to start working towards financial freedom, especially since I'm now out of college and don't have that extra interest backed cash coming in every few months. (High five to those student loans!) What is starting to become a challenge is the fact that those student loans have to be paid back.

I know. Crazy. I don't remember being told that. Damnit.

So I have heard a lot of buzz around about Dave Ramsey and even recall my parents following his lead when I was a kid. I found his website {here} and found a lot of great advice. I wanted to know more! So I used my fabulous Google Chrome set up, seriously, I heart the Googlie; and found a ton of videos online.


I spent all morning on Sunday watching these videos and getting some great tips and steps to success. One thing that I noticed is that though a lot of his info is tailored to families and people in relationships (#singleladyfun) there's some things that I can incorporate into the single lady life I'm living.

For instance setting up a budget. My new favorite thing is Google Drive. You can create all kinds of documents just through Google without having to buy expensive software that if you're like me, you can't really afford at the moment. Plus it's fairly dumdum proof which I appreciate.


In my Google drive I set up a folder for all my "budget" goodies. Everything from paying off student loans, car, credit card debt, monthly budget, and a spending register. However I have no clue how to use or set up a spreadsheet.... I'm an English teacher... numbers are not me friend.


So in the truest nature of Google... I googled it! Managed to find some great resources and even found a preloaded spreadsheet that you can modify and fill in the blanks with your amounts, etc. (Shown in screenshot above) Here's the link if you want to try it out for yourself: Budget Spreadsheet


This page explains how to use the budget planner and even gives a pretty thorough tutorial if you need it. Plus it's just a great website for people like me who are starting out and want to get ahead in this money game. Check it out here: 20somethingfinance.com

For my debt repayment spreadsheets (sorry no screenshot) I used this one: Cardan Avalanche Spreadsheet. It was great because it allowed you to put in the interest rates and see how paying extra has an IMMEDIATE impact. For example if I pay even an extra $100-$200 on my student loans each month I end up saving a couple THOUSAND dollars in interest over the life of all of my student loans which is roughly 15 years for the federal loans.

Plus the handy thing about Google Drive... They've got an app for that! This is what it looks like on my Samsung Galaxy SIII. Of course my phone is an android or Google based phone which makes it easier but the app is free and easy to use, the larger documents take longer to load if you're not on WiFi but it you are using the register to track your purchases it's handy so you can just get on it, add it in, done.

I am a girl that loves clothes, shoes, nail polish, purses, and buying dog treats and toys. So for me the hardest part of this whole process has been just simply doing this:


I think if I can demonstrate enough discipline I can do it. I know I can do it, but it's not going to be easy. If you have any tips/tricks/words of wisdom or advice. Please feel free to share! I'm all ears. 



*PS. Google didn't ask me to do any of this. I was just sharing awesome things I found, for free, that work. :)



Take A Sit

Since I gave up my office space back in November I've been working really hard to try to make this tiny corner of my room work as an office area. Not necessarily the easiest thing I've ever done. I've got the wall art down for the most part (may still tweak the stuff around the mirror) and the organization is okay for right now. The problem?




The chair. My parents picked it up for me during one of their IKEA trips at a really good deal, it used to be the display I believe judging by the hole in the top of it where info used to be. The thing of it is that it is not the most comfortable chair ever.


I tried to dress it up with a cute pillow that my Mom so fantastically made for me but it still isn't exactly what I want.


So I've been pouring over Pinterest (see? I justify the hours I spend on that site!) trying to find some inspiration and ideas for a new office chair that would be trendy, small, and easily tucked away. No gigantor leather spinny chair is going in my chic master! Here's some of what I've found so far...


These guys from westelm.com are totally adorable and vintage-y! I dunno that they'd be very comfortable but I do love the white one... ahhh...


Maybe one of these white chairs would be cool too! They have a see through back sort of so they wouldn't look like they take up as much space and I could put some fun fabric as the cushion... (white would be a bad idea) I could probably find at least one at a thrift store or something in town and paint it. I can paint!


{source} These are totally cool! Again probably not fantastically comfortable but I love the clear ones! I think they are way fun. They have a vintage shape with a modern appeal. Could be just what I'm looking for!

Hmm.... decisions decisions! I think I will have to go thrift storing this weekend to see what I can find in terms of getting a new chair for my office corner. The semester starts next Tuesday! Eek!



Master Bedroom Has Begun!

Happy Halloween!


I have had a very busy weekend! First of all it was Halloween soooo I had to get my outfit all ready! It's my last Halloween as a student so I decided to really go all out. I was finally able to accomplish my dream of being the Little Mermaid! Lucky for me my Mom has some skill with some sewing. She made the skirt and the fins for me and then I just bought the top from Victoria's Secret online for 11.99. For less then $20 I had the perfect mermaid costume and an awesomely fun night with my friends.

I guess Walt Disney would be proud. hehe.



Speaking of mermaids I also found some great mermaids on sale at Hobby Lobby! Everything that was metal was an added 50% off! So I got this little lady for $3.00!



I also got these hooks for $1.99 a piece! Remember the ones that I wanted from Etsy? Well these are almost the exact same! Just some spray paint and I can change them into any color I please! Though I won't lie I am kind of a fan of the rustic cast iron thing.




I also found some seahorses! I thought of my best friend Brandi when I bought these... I miss you Brandi!


And this gigantor rope ball! It was a little bit more expensive at $10.00 but I really like it. It also is working really well as a door stop. 


Now as you all know I've been really wanting to work on my bedroom. It just is hard to work on a space when you live in that space everyday. But since there is the fact that I have to get a roommate in the extra room (I'm trying to refrain from calling it the "office" so I can detach myself. Little psychology there) and I have to move them in as soon as possible it sort of expedites the bedroom redo. First thing I did was unload my entire bedroom into the living room: 

Which means all of this.....


Has to fit out here. You can see where all of the stuffed animals went.


One of the things I have to do in order to cram all of the office stuff back into my bedroom is to clean out the closet. Eminem style.. Luckily I have a closet organizer.


And as you can tell that closet organizer is filled to the brim with clothes. Lots of clothes. But all organized by color and style. Bottom right? White tees. Yep. That is how I roll. 


The organizer has these shelves which I managed to clear a few spots off of to make room for office products, magazine organizers, paper for the computer, etc.


This top shelf used to house my abundance of stuffed animals. I really don't like stuffed animals but over the years I've accumulated quite a few. I bought a big plastic tub from WallyWorld and packed up my favorite ones and am going to donate the rest to Salvation Army for kids that need presents. Warm fuzzies for donating. 



Oh! And this is my scarf organization so far, it's in progress but it's much easier to find my scarves if they are up on hooks like this!


Here's only a few of my shoes. It's sort of pathetic that I turned over a laundry basket to house them.They are deserving of better then that! I am sorry shoes! I love you.


After I got the room decently cleaned out It was time to do the first step of the loads of painting that needed to be done. 
I really hate the ceilings in my house. They are trailer and ghetto with their off white paneling and yellow stripey things. However for anyone else who has ever painted a ceiling the idea of it is not any fun. It's hard to tell where you went and you end up with a serious neck ache.

Meet my new best friend, who would have thought that for 17 bucks my life was made a heck of a lot easier.



Here's the glory of the master bedroom ceiling Before I started painting. (The ceiling fan that you see there used to be gold and white, I repainted it a couple summers ago with Krylon Hammered metal and white. Huge difference!) 


It was really kind of fun to use the ceiling paint! It made it look really cool as it was drying. It kinda made me panic a little that I had a pink ceiling but it dries fairly quickly and made it so much easier. It usually takes me 3 to 4 hours to paint the ceiling and with this paint it only took me an hour and a half. 


This picture isn't upside down. The outlet is. The joys of living in a manufactured home. Awesome.


Here's the after for the ceiling! It's a huge difference! The stripes were still drying in this picture but it made the ceiling seem about a million times cleaner and taller. 


Taking down the trailer stripes on the walls is always worth it in the end. However in the process they look really bad and require a great deal of spackling. I am not experienced with spackling. I gave it a good go though! I have the reinforcements called in on this one so I'll let you know how it looks when it's all done! Right now here is the "before/during:"



My attempt to spackle = not good. It looks worse I think. 


This is the frame around the large window in my room that I have been meaning to paint since I  moved in.... almost four years ago. I'd really hate to rush anything! hehe. Ooopsss! It is totally painted now and looks far more finished. Working on my bedroom has really shown me how much I have neglected it in order to work on other areas of the house. I think this reno/redo is really going to be a good thing in the long run. Even if I do have to give up my totally awesome office.


Of course Lucy also enjoyed the finer parts of painting. She did just about everything imaginable with the plastic over the bed. Including:

Sleeping under it.


Rolling in it.


Sleeping on it.



Sliding down it.


She's a very optimistic animal. Of course she is also very curious. It was a bit of a challenge to keep her from eating the caulking and playing with the paint. Phew. Well. The first part is done. Painting the ceiling. What's left on the list?
  1. Get large white rug for floor
  2. Build new office desk *if old one doesn't fit, which it probably won't but we'll see.
  3. Organize closet and end stands to make room for office goods.
  4. Rearrange furniture.
  5. Build headboard from old pallets
  6. Paint walls
  7. Paint ceilings
  8. Add curtains in front of bathroom entry
  9. Gallery wall 
  10. Hang mirror
  11. Remove stripes and patch
  12. Paint window frames
  13. Organize under bed space
  14. New miniblinds for front window
  15. Solve curtain issues.
Oh man. As always my lists seem to keep getting longer. Not to worry! I'm sure I'll add more to it! I am excited to finally be getting to spend a little time on myself by redoing the master suite. It'll totally be worth it when I'm all done!



Tuesday 10: Etsy Must-Wants!

I love etsy.com! Ever since I was first introduced to it when I started really getting into this bloggy about 6 months ago I have been in love with Etsy.com! There are so many fun and unique things I just want to buy so badly! And I will! One day! Very soon. Hopefully.

Here's my top ten picks!
1. These fun yellow and white pillows! {Found Here}

2. I am in love with Mermaids, we all know this probably. This cast iron mermaid is amazing... I want to marry her. Yes. I said it. {found here}


3. I want a lovely set of tea towels... I'm not sure why.. just one of those things.I love these towels! {found here}


4.  I also love these beautiful white frames! I would love to do a gallery wall in my bedroom with some gorgeous- all white- frames. 
LIGHTBULB! I think I will! {found here}


5. I love me some wine so this little set up is awesome! I think it'd be fun. I think I need a bigger kitchen though. {found here}


6. I love anything that has "Keep Calm and Carry On" so this little block of wood spoke to me. I want it! I believe that my future classroom will have a lot of these pieces all over the place. {found here}


7. I also love how this mason jar looks as a soap dispenser! I also love that it's all white! I think it's very clean and fresh. Also it has a great vintage vibe and still allows you to put any color of soap inside without it being seen or looking weird. {found here}


8. Of course you know me and my blue ball jar obsession, so carrying forth with the hand soap thing are these beauties! {found here}
9. This rug is 90 dollars. But I want to run away and elope in Vegas with it because it is sooo AWESOME! {found here}



10. Last but most certainly not least is this great chalk board! It looks like something you would find in an old antique shop but totally repurposed in a fantastic way! I love chalkboards. Idea for the kitchen here.... hmmm.... yes. Excellent! {found here}